Individual Plans

Long-term care insurance gives you options—so you get the care you need in the way that works best for you. Most plans cover home care, assisted living, or facility care, allowing you to stay in your own home longer if you choose. It's personalized support, not one-size-fits-all. 

Without coverage, care costs can wipe out your savings or force your family to step in financially. LTC insurance protects your retirement, your assets, and your loved ones from the emotional and financial strain of unexpected care needs. It keeps your future secure—and theirs too.