Long Term Consultants
Home
Menu
  • Why You Need LTC
  • Broker
  • Business
  • Individual
  • Schedule
Long Term Consultants
Home
Menu
  • Why You Need LTC
  • Broker
  • Business
  • Individual
  • Schedule
More
  • Home
  • Menu
    • Why You Need LTC
    • Broker
    • Business
    • Individual
    • Schedule
  • Sign In
  • Create Account

  • Bookings
  • My Account
  • Signed in as:

  • filler@godaddy.com


  • Bookings
  • My Account
  • Sign out


Signed in as:

filler@godaddy.com

  • Home
  • Menu
    • Why You Need LTC
    • Broker
    • Business
    • Individual
    • Schedule

Account


  • Bookings
  • My Account
  • Sign out


  • Sign In
  • Bookings
  • My Account

Why You Need Long-Term Care (LTC)

Rising Care Needs

Stronger Benefit Strategy

Protect What Matters

As Americans live longer, long-term care is no longer a “maybe”—it’s a near certainty. Nearly 70% of people turning 65 will require long-term care at some point. And contrary to common belief, Medicare does not cover most long-term care services.

With the average private nursing home costing over $100,000 per year, most people simply aren’

As Americans live longer, long-term care is no longer a “maybe”—it’s a near certainty. Nearly 70% of people turning 65 will require long-term care at some point. And contrary to common belief, Medicare does not cover most long-term care services.

With the average private nursing home costing over $100,000 per year, most people simply aren’t prepared. Planning ahead isn’t just smart—it’s essential to avoid draining your savings or relying on family.

Protect What Matters

Stronger Benefit Strategy

Protect What Matters

Long-Term Care (LTC) Insurance helps safeguard your finances by covering care costs that would otherwise deplete your assets. It gives you the freedom to receive care in your own home, on your terms, instead of in a facility—preserving your independence and dignity.

Yet today, only 7.2 million Americans have LTC coverage, leaving millions 

Long-Term Care (LTC) Insurance helps safeguard your finances by covering care costs that would otherwise deplete your assets. It gives you the freedom to receive care in your own home, on your terms, instead of in a facility—preserving your independence and dignity.

Yet today, only 7.2 million Americans have LTC coverage, leaving millions at risk of financial devastation. By planning now, you stay in control of your future and protect your family from tough decisions later.

Stronger Benefit Strategy

Stronger Benefit Strategy

Stronger Benefit Strategy

 Long-term care insurance is more than personal protection—it’s a strategic benefit. Businesses that offer LTC insurance as part of their benefits package are more competitive in attracting and retaining talent.

Many plans now include coverage for family members, making it even more valuable. And with hybrid policies—which combine life ins

 Long-term care insurance is more than personal protection—it’s a strategic benefit. Businesses that offer LTC insurance as part of their benefits package are more competitive in attracting and retaining talent.

Many plans now include coverage for family members, making it even more valuable. And with hybrid policies—which combine life insurance and LTC benefits—employees gain flexibility and added peace of mind.

Long Term Consultants

info@longtermconsultants.com

Copyright © 2025 Long Term Consultants - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept